• Student ​Lending 
    Evolved

Searching for a student loan? Visit our borrower site.

How Does It Work?

Apply Online with a Credit Union

Loans are funded by individual credit unions, while the origination/servicing process is managed by Student Choice and our expert partners.

Unique Line of Credit Structure

Our flagship line of credit allows borrowers to complete one application and secure funding for their entire undergraduate or graduate career*

Funds Disbursed Directly to School

Certification and disbursement to the college are managed via ELM and ScholarNet. Any future draw requests are also made via your desired process.

*Subject to annual credit review and school’s standard academic progress (SAP) requirements

What Credit Union Borrowers Say

“Coming from a family that has never been to college, working with a credit union really helped me understand the process of getting my tuition paid for. They explained everything to me - how it gets sent directly to the college, and every year you can adjust the amount you want to borrow.”

Allison, Members 1st FCU

Different By Design

In 2008, several of the nation’s leading credit unions and credit union service organizations (CUSOs) recognized that families needed a better way to pay for college. In response, they founded CU Student Choice to help credit unions deliver fair value solutions to members in need. We’ve since grown to become the leading provider of higher education financing solutions to America’s credit unions.

A collaborative approach partnering with local credit unions and colleges

Innovative lending solutions for every stage of college - and beyond

Personalized service and educational resources for responsible lending

People Helping People

Student Choice has partnered with nearly 300 credit unions nationwide to provide private student loans to more than 100,000 families. Loans are funded by credit unions, while the origination and servicing process is managed by Student Choice and our expert partners. 

Nearly 300 Credit Union Partners

100,000+ Families Helped

1,700+ Universities & Colleges

Schedule Appointment