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Dedicated School Support

Student Choice offers support to help financial aid officers understand the private funding and refinance options available for students and families, as well as the Student Choice lending process. 

Personalized Borrower Support

Expert Guidance

Our team of representatives offers free, 1:1 consultation for college planning assistance and repayment strategies.

Concierge Outreach

Personal borrower assistance during the application process, including documentation and disbursement.

24/7 Support

Our student lending contact center is available to support students and families before and during the application process.

Frequently Asked Questions

Does the credit union control the pricing on these loans?

Yes.

The credit union has full control over loan pricing and sets the index margin, and credit tiers.

Does the credit union fund these loans?

Yes.

The credit union will fund the loan and hold the entire loan balance, establishing a genuine opportunity for long-term member relationships.

Who handles loan servicing?

Student Choice, in partnership with an experienced student loan servicing organization.

Credit Union Student Choice has partnered with University Accounting Service (UAS) to provide credit unions with loan servicing. Credit unions receive frequent, regularly-scheduled reporting, and have the ability to access borrower and co-borrower loan information.

Do these loans require a co-borrower?

A co-borrower is not required, however...

Applying with a credit worthy co-borrower will greatly improve the borrower's chance of meeting the applicable credit union's approval criteria and potentially qualify the loan or line of credit for a lower interest rate.